Current Mortgage Rates
Rates may vary by state and are subject to change without notice. Select a product to view important disclosures, payments, and assumptions.
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Compare Rates for All Home Loan Types

Conforming Loans

PROGRAMRATEDAILY CHANGE
APR
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Government Loans

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Jumbo Loans

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Rates and fees
The APRs listed above are estimates and do not include all applicable fees. The APR on your LE includes fees applicable to your loan and may differ

General Disclosures

• Sample payment does not include taxes, insurance or assessments. Mortgage Insurance Premium (MIP) is required for all FHA loans and Private Mortgage Insurance (PMI) is required for all conventional loans where the LTV is greater than 80%.
• Mortgage interest rates shown are based on a 40-day rate lock period.
• The displayed Annual Percentage Rate (APR) is a measure of the cost to borrow money expressed as a yearly earnings percentage.
• These mortgage rates are based upon a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score.
What is a Mortgage Rate?
A mortgage rate is the interest rate on your home loan. There are many factors that go into deciding what your interest rate will be when securing a mortgage. These include inflation, the Federal Reserve, the yield on the 10-year Treasury note, your credit score and the mortgage company’s specific fees. Your monthly mortgage payment will include the interest you owe on your outstanding loan balance and a portion of the principal itself
Why Advantage Rate Mortgage?
We have simplified the mortgage process. Whether you’re buying a new home or refinancing your mortgage, we offer competitive and low mortgage rates without sacrificing high-quality customer service. We pride ourselves on providing customers with low mortgage rates and low fees.
How does the Interest Rate differ from the Annual Percentage Rate (APR)?
The interest rate is the rate on the loan itself and does not take into account closing costs. The APR is the interest rate with the closing costs or closing credits accounted in it. The APR provides a more direct comparison across loans if the same types of costs are included in each home loan.
Are mortgage rates the only aspect to consider when choosing between lenders?
A 4% rate versus a 3% rate may not seem like a big difference, but that 1% could translate into a 10% difference in the monthly mortgage payment. Although the rate is a big factor when choosing a mortgage, it is also important to focus on the costs associated with each rate and other monthly costs like possible mortgage insurance. Let us help you understand your total cost and payment when making your mortgage decision.
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DAVID OVERCAST
NMLS # 67488 President
9912 Monroe Rd Ste 202 Matthews, NC 28105
(704) 995-5531
david@advantageratemortgage.com
Complaints may be directed to: Phone: (704) 995-5531 or Email: david@advantageratemortgage.com
Copyright ©2020 Advantage Rate Mortgage. NMLS# 1216998 and SC #1248499. 9912 Monroe Rd Ste 202 Matthews, NC 28105 (704) 995-5531. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.